Last Updated: February 12, 2025

Acceptance of Terms
By accessing or using the Refy Lending Corp. website and services, you agree to these Terms of Service (“Terms”). If you do not agree, do not use our Site or Services.

Services Provided
Refy Lending provides loan refinancing services and facilitates credit offers. We do not directly issue loans but connect users with lenders.

Use of Services
You agree to:

• Provide accurate and complete information when applying for services

• Not use our Site for fraudulent or unlawful purposes

• Comply with all applicable laws and regulations

Credit Monitoring Service
By using our Services, you authorize Refy Lending and its partners to:

• Access your credit report from major credit bureaus

• Use your Social Security number for identity verification

• Provide credit monitoring, scoring, and alerts

Dispute Resolution & Arbitration
All disputes arising from these Terms shall be resolved through binding arbitration under the American Arbitration Association (AAA). You waive your right to participate in class actions.

Legal Disclaimers

• Refy Lending is not responsible for the accuracy of credit reports

• We do not guarantee loan approvals or specific terms

• Use of our Site is at your own risk; we are not liable for any damages

Contact Information
For questions or concerns, contact us at: Refy Lending Corp.
Email: legal@refylending.com
Phone: 512-547-3320
Address: 5900 Balcones Drive # 23312, Austin, TX 78731

By using our Site, you acknowledge that you have read and agree to these Terms and our Privacy Policy.